ALHOMIS Nigeria Limited
FINANCE
ALHOMIS Finance

Finance built around real possibilities.

Explore personal, vehicle-backed and property-backed financing with a clear estimate and structured application process.

Important. Estimates are not approvals. Every application is subject to documents, verification, affordability assessment and final management approval.
Financing Options

Choose the facility that fits your need.

Select a product to see the current configured estimate and begin an application.

01 Unsecured

Personal Loan

Flexible personal financing assessed against income and affordability.

Income assessment Flexible tenor No property collateral
02 Secured

Vehicle-Backed Loan

Access financing using an eligible privately-owned vehicle as security.

Vehicle verification Valuation required Ownership assessment
03 Secured

Property-Backed Loan

Structured financing secured against eligible already-developed property.

Title verification Property valuation Legal assessment
Loan Calculator

Estimate your repayment.

Enter an amount and repayment period to see an illustrative estimate.

Estimate only Current rates and fees are loaded from ALHOMIS Finance settings.
Estimated monthly repayment ₦0 Estimated total repayment: ₦0
How Financing Works

A structured lending journey.

01

Apply

Customer submits a complete financing application.

02

Verify

Identity, income and ownership information are checked.

03

Assess

Affordability, credit and collateral are reviewed.

04

Decide

Qualified applicants receive formal approved terms.